Member-owned, not for profit — serving coastal communities · NCUA insured up to $250,000
High-Yield Savings with immediate liquidity.

High-Yield Savings with immediate liquidity.

Maximize returns on liquid reserves. Compounded daily with zero monthly maintenance charges and instant internal transfer capability.

Liquid APY
3.25%
Annual Percentage Yield (APY)
Federally insured by NCUA up to $250,000. Rates as of today; terms and conditions apply.
Tiered money market yields

Earn escalating dividend yields up to 3.85% APY on balances over $10,000 in our Harborline Money Market.

Immediate capital liquidity

Transfer capital freely between accounts or schedule external transfers with zero lockout penalties.

Daily interest compounding

Dividends compound every calendar day and deposit directly to your balance monthly.

Zero maintenance charges

No monthly service fees, account closure fees, or balance degradation deductions.

Equal cooperative ownership

A $5 deposit into your Primary Savings Share activates lifetime membership and equal voting governance.

Health Savings Accounts

Triple-tax-advantaged HSA savings accounts to grow capital for current or future qualified medical needs.

APY = Annual Percentage Yield. Rates accurate as of today and subject to change without notice. NCUA insured to $250,000.