Member-owned, not for profit — serving coastal communities · NCUA insured up to $250,000
Marine vessel & vehicle financing built for coastal life.

Marine vessel & vehicle financing built for coastal life.

Whether purchasing a coastal boat, financing a new or pre-owned vehicle, or refinancing an existing loan, Harborline delivers low interest rates and direct underwriting.

APR as low as
5.15%
Annual Percentage Yield (APY)
Federally insured by NCUA up to $250,000. Rates as of today; terms and conditions apply.
Coastal vessel & boat financing

Specialized financing for recreational craft, outboard vessels, and commercial fishing boats up to 240-month terms.

Instant digital pre-approval

Receive financing pre-approval online before negotiating with dealerships or marine brokers.

Vehicle loan refinancing

Transfer high-interest loans from commercial banks or dealership lenders to lower your monthly payments.

Terms up to 84 months

Flexible vehicle amortization schedules calibrated to maintain affordable monthly obligations.

Member GAP & mechanical coverage

Guaranteed Asset Protection and mechanical repair coverage available at non-profit cooperative rates.

Zero prepayment penalties

Accelerate your principal reduction or pay off the balance in full anytime with no penalty fees.

APR = Annual Percentage Rate. Rates as low as 5.15% APR for qualifying vessels and 5.24% APR for new vehicles based on credit tier. Terms subject to change.