Guaranteed fixed returns with Term Share Certificates.
Bring disciplined certainty to your treasury strategy. Anchor capital with fixed dividend yields, sovereign federal insurance, and terms from 6 to 60 months.
Your dividend rate is legally locked through maturity, completely immune to central bank interest rate declines.
Begin earning top-tier institutional returns with an accessible opening allocation.
Dividends compound every calendar day and credit directly to your certificate or liquid checking account.
Available across Traditional and Roth IRA structures to protect long-term retirement capital from annual taxation.
Automatic 10-day grace period upon maturity to withdraw principal, roll into a new certificate, or adjust terms.
Deposits backed up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).