Member-owned, not for profit — serving coastal communities · NCUA insured up to $250,000
Banking built for local businesses.

Banking built for local businesses.

From sole proprietors to growing teams, Harborline delivers free business checking, local commercial lending, and the dedicated partnership of a community credit union.

Free business checking

No monthly fee, no minimum balance, and up to 200 free transactions per statement cycle.

Commercial real estate

Local underwriting for commercial property acquisition, construction, and refinance.

SBA preferred lender

Streamlined SBA 7(a) and 504 loan programs up to $5M with faster approvals.

Merchant processing

Accept credit, debit, and mobile payments in-store, online, and on the go.

Business credit lines

Revolving lines of credit tailored to manage cash flow and seasonal inventory.

Dedicated relationship manager

One local advisor who knows your business — for the life of your company.