Member-owned, not for profit — serving coastal communities · NCUA insured up to $250,000
HarborlineCredit Union
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Everyday Checking designed for liquidity and freedom.

Everyday Checking designed for liquidity and freedom.

Direct deposit clearance up to two days ahead, zero monthly maintenance fees, and surcharge-free access to over 55,000 ATMs.

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Dividend APY
1.50%
Annual Percentage Yield (APY)
Federally insured by NCUA up to $250,000. Rates as of today; terms and conditions apply.
Direct deposit dividends

Earn monthly dividend yields on your checking balance with regular direct deposit enrollment.

Debit card cash back

Earn automatic cash back rewards on everyday merchant purchases with your Harborline Visa debit.

Two-day early payday

Receive automated payroll direct deposit access up to two days earlier than conventional banks.

Zero maintenance fees

No monthly account maintenance fee, no minimum balance requirements, and no per-transaction charges.

55,000+ national ATMs

Surcharge-free access at thousands of credit union cooperative network ATMs nationwide.

Overdraft grace protection

Automatic account linking to your Primary Savings share to cover incidental overdraft events.

APY = Annual Percentage Yield. Rate accurate as of today and subject to change without notice. Terms and account qualifications apply.